Our Insurance Partners

Aetna ◊ Cigna ◊ Guaranteed Trust Life

Humana ◊ Medico ◊ Molina ◊ Mutual of Omaha

North American Company ◊ Regence BlueCross/BlueShield

SelectHealth ◊ SilverScript ◊ UnitedHealthcare ◊ WellCare

"One of the core values of my Brokerage is to act in my client’s best interests.
In order to do this it is essential that I have a variety of insurers to work with."

Health expenses can be the most burdensome expense in retirement. For individuals 65 and over Medicare is the primary health insurance plan. Medicare is excellent and affordable health insurance but Original Medicare, Part A and Part B, does have significant out of pocket costs and does not cover prescription drugs. These out of pocket costs can be covered by either Part C plans or Medicare Supplements combined with Part D prescription drug coverage. This is the tip of the iceberg!

Do you want to know the pros AND cons of Part C plans and Medicare Supplements?

Would you like to know how to pick a Part D prescription drug plan based on your set of prescriptions?

So you don’t have any prescription drugs and you think you don’t need a Part D prescription drug plan? Think again! Or just ask me…

Schedule an appointment to determine the best plan for you and your family!.

Health
Expenses

Medicare &
Critical Illness

Losing a loved one is traumatic! Compounding that emotional loss with financial disaster is worse and—with proper planning—preventable. The loss of a spouse incurs burial and funeral expenses and the loss of some social security income. Is there a plan in place to deal with these expenses?

Worried that health concerns will prevent you from getting affordable life insurance? I work with companies providing final expense benefits with minimal or no underwriting (for individuals with health concerns) to fully underwritten policies (for the very healthy and the least expensive per $ of coverage). Whether your needs are simple burial and funeral expenses to replacement income I can help with polices that never expire (until you do!) and premiums that will never go up. I work with the best companies to provide you with excellent coverage.

Final Expenses
& Survivors' Income

Permanent & Temporary

Life Insurance

Please call today
to plan your strategy to
deal with
these events.

Mission Statement

The goal of my brokerage is to help individuals and families plan for and protect their financial security. To accomplish this, my Agency offers a wide selection of products from diverse insurers allowing our clients access to affordable policies as well as the most comprehensive coverage available. I personally pledge to our clients that I will only recommend insurance solutions that are in their best interests.

Retirement Income

Growth & Security

Having stable retirement income is a desirable goal and key to achieving this goal is protecting retirement savings from fluctuations in the stock and bond markets. Is your principle investment guaranteed? Whether you want guaranteed income for life or a safe-haven for retirement savings (safety and tax deferred interest) I can help make these goals a reality.

Contact me for solutions for protecting retirement savings from market fluctuations and/or generating stable, guaranteed income for life.

Long-Term
Care

At Home,
Assisted Living

& Nursing Home

 

Long-term care includes non-medical care for people with chronic illnesses or disabilities. Medicare and most insurance plans do not cover this type of care, which can take place at home, in an adult day care center, an assisted-living facility or a nursing home (see page 62 in 2017 Medicare & You, published by the Centers for Medicare and Medicaid).

The need for long-term care is an essential component of retirement planning. Government statistics show that 70% of people 65 and over will require this type of care and approximately 45% of these individuals will need care for more than a year. Long-term care can be very expensive, it is essential that families plan for this cost.

There are several options for managing the risk of needing long-term care (LTC); these are:

  • Conventional long-term care polices
  • Combination annuity-LTC policies
  • Life insurance-LTC policies

I can help individuals and families understand the risks and plan accordingly; please call today to schedule an appointment to create your long-term care strategy.

About Nick Benson

Personal Business Philosophy

My mission is to help seniors and families protect their financial security and plan for their futures. I hold myself to the highest level of personal and professional integrity and promise to only recommend insurance product solutions that are in my client’s best interests.

Personal Background

  • Raised in San Francisco and the Bay Area
  • Moved back to Salt Lake City in 2015 after living in San Diego for 18 years
  • My wife Nancy and I have 2 awesome girls
  • 6-year professional youth soccer coach

Professional Background

  • Licensed Insurance Agent in Utah, Arizona and Nevada
  • I have worked in the insurance industry since 2011
  • Prior to becoming a licensed insurance agent I was a scientist and in executive management in the biotechnology industry
  • I have a PhD in Molecular Biology from the University of Southern California and a BS in Chemistry from UC Berkeley

 

Nick@NickBensonInsurance.com ◊ (801) 842.9653 ◊ 10421 South Jordan Gateway, Ste 100 ◊ South Jordan, UT 84095

Insurance License Numbers: UT 546228 ◊ AZ 16151383 ◊ NV 3539222